Posted by: johnheid
Event Date(s): Wednesdays, 11/5/2008
Time and Location: 10 a.m. to 2 p.m. at Terry Mechling’s Allstate offices at 980 Birmingham Road, Suite 720, on Wednesday, Nov. 5, 2008
Contact Info: John Heid
Protecting the Public: Milton Allstate Insurance Agency, Shredderman Document Destruction Service to Co-Sponsor ID Theft Shred Day on Nov. 5, 2008
MILTON, Ga., – An Identity Theft Shred Day, co-sponsored by the Terry Mechling Allstate Agency and Shredderman Document Destruction Service, Inc., of Alpharetta will be held in the parking lot of Mechling’s Allstate offices at 980 Birmingham Road, Suite 720, on Wednesday, Nov. 5, 2008.
The event is open to individuals who want to shred personal information from 10 a.m. and 2 p.m. Shredderman will provide secure bins for drop off of materials that will be shredded at the company’s off-site facility in Alpharetta. Members of the Allstate Insurance Company will be on hand all day to answers questions about protecting yourself from identity theft.
“This event is a great way for Allstate and our Agency to give back to the community,” said Mechling. “People need a safe way to dispose of old, unneeded papers and records that may contain personal and financial information.”
“Shredderman Document Destruction Service is proud to partner with Terry and Allstate in this effort to protect our community,” said Mark Ray of Shredderman Document Destruction Service.
Modern technology has made our lives easier, but it has also made it easier for thieves to commit identity theft. The Federal Trade Commission estimated in September 2007 that about nine million Americans are the victims of identity theft annually.
If you ever become a victim of identity theft, would you know what to do to help restore your name? There are many issues that may need to be addressed, such as:
• Understanding your rights as a victim.
• Filling out paperwork, including police reports.
• Issuing a Fraud Alert to the three major credit bureaus, financial institutions and credit card companies, as well as the Social Security Administration, Department of Motor Vehicles, Federal Trade Commission, and U.S. Postal Service.
• Obtaining copies of your credit bureau reports and working with the three major credit bureaus to restore the accuracy of your credit history.
You can also get help if you become a victim. As this crime grows increasingly common, the amount of time it takes consumers to clear their credit can be significant. According to the Federal Trade Commission’s 2006 Identity Theft Report, issued in September 2007, 10% of all ID Theft victims need at least 55 hours to resolve their issues. The top five percent of that group need 130 hours or more.
The Federal Trade Commission reports that while more than half of victims did not have any out-of-pocket expenses in 2006, 10% of ID Theft victims paid $1,200 or more to correct their issues.
Some insurance companies, including Allstate Insurance Company, are offering identity restoration coverage. This type of coverage, often added for an additional fee to homeowners, renters and/or condominium insurance coverage, can provide customers access to identity restoration assistance and reimburse them for covered expenses incurred to help restore their identity.
While this coverage can help victims of identity theft recover their lives, it is still up to every individual to protect himself or herself. The following six tips can help make you less vulnerable to identity theft…
• Don’t carry unneeded credit cards.
• Cancel all unused, lost, or stolen credit card accounts immediately.
• Keep Social Security cards, birth certificates, and other personal documents in a secure lock box or safety deposit box. Don’t carry them, or duplicates, in a wallet.
• Check credit histories periodically and report any unauthorized activity.
• Keep careful track of all receipts. Store them in a safe place or destroy them before putting them in the trash.
• Do not give out Social Security numbers or other information to any person or company unless you are familiar with them and you have initiated the conversation.
For more information, visit www.allstate.com.
The Allstate Corporation (NYSE: ALL) is the nation’s largest publicly held personal lines insurer. Widely known through the “You’re In Good Hands With Allstate®” slogan, Allstate is reinventing protection and retirement to help individuals in approximately 17 million households protect what they have today and better prepare for tomorrow. Customers can access Allstate products and services such as auto insurance and homeowners insurance through approximately 14,700 exclusive Allstate agencies and financial representatives in the U.S. and Canada, or in select states at allstate.com and 1-800 Allstate®. Encompass® and Deerbrook® Insurance brand property and casualty products are sold exclusively through independent agents. The Allstate Financial Group provides life insurance, supplemental accident and health insurance, annuity, banking and retirement products designed for individual, institutional and worksite customers that are distributed through Allstate agencies, independent agencies, financial institutions and broker-dealers. Customers can also access information about Allstate Financial Group products and services at myallstatefinancial.com.